Amazon Pay is a digital wallet, which can be used to make payments in both online and offline stores.
Digital wallets are one of the best ways to make online payments in India and are a little different than UPI payments. Digital payments require a preloaded wallet that can be used to make payments at stores, hotels, and even online e-commerce sites. Amazon Pay is one of the famous digital wallets in India. Here’s how to top up your Amazon Pay account:
First and foremost, you need an Amazon account, which you can create for free. And if you have an Amazon Prime subscription, you can receive additional offers and cashback on select payments made with Amazon Pay. Another advantage of Amazon Pay is that it never fails like UPI payments.
You need an Android or iOS device to access Amazon Pay. Neither platform has a dedicated Amazon Pay app. Instead, you should access Amazon Pay through the Amazon app. You can charge from your PC, but you need a phone to use it at the store.
Unlike UPI, apps and services like Google Pay, Paytm and PhonePe cannot be used to make payments to all providers. Once you have money in your Amazon Pay wallet, you can spend it on Amazon or pay with providers that accept Amazon Pay.
How to make a deposit to Amazon Pay
Open the Amazon app on your smartphone and make sure you’re logged in.
On the home page, you will see an option called Amazon Pay. Click
In the following menu there are four options in the quick action menu. Select the third option called “Add Money”.
The next page shows details such as your Amazon Pay balance and gift card balance.
Then go to the “Add money to balance” option. You can add from 1 Re to Rs 1,00,000 to your Amazon Pay account at a time.
Enter the amount to add to your Amazon Pay balance and complete the payment by direct debit, credit, or UPI.
Going forward, Amazon will no longer charge additional fees to load money into your Pay account. If you happen to top up Rs 1,000, the same amount will be deducted from your bank account. Also, once funds are added to your Amazon Pay wallet, they cannot be refunded to your bank account.